4 “Dangerous” WhatsApp and SMS messages created to steal your money online

With the introduction of UPI, sending and receiving money has never been easier. People all over the country send and receive money using UPI, and given the volume of transactions that occur on the UPI, it makes the method a hotbed for scammers, giving them endless opportunities to deceive people.

Instant messaging is the base for communication, scammers use WhatsApp and SMS a lot to message people and entice them to spend money. Recently, we have seen a lot of cases of scammers sending text messages to people on WhatsApp in order to lure them into their fraudulent schemes. Messages regarding job opportunities, electricity bills, and more were more common. Here are five dangerous messages created to steal your money online:

1. Job selection letters

Recently, there is a growing trend to attract people by sending targeted text messages on WhatsApp or even via SMS. Scammers have been recently Found to be sending an SMS or WhatsApp message to userspromising them job opportunities. The messages tell people that they have a job opportunity waiting for them, and usually mention the pay as well, as well as giving a number to users where they can send a WhatsApp message to claim the opportunity. For example, you may receive messages like: “Dear, I passed the interview, the fee is 8000 rupees/day. Please contact me to discuss details: SSBO.”

Now, there are several different forms of messages like this that are used to deceive people who are looking for jobs in India. However, if you click on any of these “wa.me” links, scammers may ask for money up front, it could be a pyramid marketing scheme where you are asked to sign up for a referral program (registration often includes a fee) and bring in more people, or it could be Just a scheme to steal your data.

A report from a chat-based recruitment platform recently said that about 56% of job seekers in India They are affected by job scams while searching for a job. Job seekers between the ages of 20 and 29 are prime targets for scammers.

2. Cash Prize Promising Letters / Lucky Draw Winner Letters

An old trick used by scammers, users often receive messages on WhatsApp, SMS or even on their email promising cash prizes. Again, there are various forms of this type of fraudulent message, such as showing the cash prize as part of a “KBC Jio” lucky draw, or just promising people a huge cash prize, hoping to get them to click on fraudulent links. While the latter often includes messages like “Congratulations! You won 50,000 rupees! Click this link to claim your reward!”, the previous KBC Jio message is more detailed.

Scammers will send a message to users stating that they have won Rs 25,000 as cash prize from KBC Jio. The letter is accompanied by a poster or video that explains the process. If they continue to do so, users are asked to share their personal data on WhatsApp, in order to get money. The KBC Jio message is even accompanied by a poster that uses the KBC logo, the Sony LIV logo (since Kaun Banega Crorepati streams on Sony LIV), and even a picture of the Prime Minister Narendra Modi To add a degree of legitimacy. The letter even claims that people have won thousands of rupees with these rewards.

Now, these messages are clearly fraudulent and when the user calls the given number to claim the amount, the scammers tell them that they first have to pay a certain amount that is refundable in order to process the lottery plus GST, etc. Once the victim deposits that money, they start to claim More on one pretext or another.

3. Friends looking for OTP for WhatsApp

A WhatsApp scam became hugely popular last year. This includes your contact requesting a six-digit code from WhatsApp. Here, scammers pretend to be one of your contacts and ask you to send a code that you may have received via SMS. Sending this beforehand will prevent you from accessing WhatsApp because this code is the WhatsApp confirmation code that it sends to users if they try to log in from a different device. “Hi, sorry I sent you a 6-digit code by SMS by mistake, can you forward it to me, please? It is urgent,” the message usually reads. Since the message comes from a known contact, people usually send the code without much thought.

Now, once you send this code, the scammers will enter your WhatsApp account on a different device. From there, they can send messages to any of your contacts like you, requesting services or money in this case. According to reports last year, scammers were mostly texting people’s contacts asking them to borrow money.

4. A message asking you to scan the electricity bill

Recently, people are getting messages on their WhatsApp reminding them to pay their electricity bills. The message, according to user reports, is enough to trick people into believing it is real and make the payment. Here, users receive a message on WhatsApp or via text message that contains a reminder to pay the electricity bill, along with a number belonging to the fraudster. Now, if someone calls the number from the message, the scammers will convince that person to pay or they will lose their electricity connection.

Dear Consumer, The electricity power will be disconnected from the Electricity Desk tonight at 9.30pm because the previous month’s bill has not been updated. Please immediately contact the Electrician 8260303942 Thank you, “You usually read the message. Now, although this message does not come from an authorized source, many people do not realize it and end up calling the number. Another red flag is the language or Grammar used in this message No electricity board will send you poorly written texts as a reminder to pay bills Scammers from cities including Gujarat, Maharashtra, Punjab and Odisha have reported maximum electricity scams.

Read all files Latest technology news And the Breaking news over here